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Month: August 2016

Creating an Emergency Fund

Creating an Emergency Fund

Why Do You Need An Emergency Fund? An unexpected expense can pop up at any moment. Are you prepared to pay for a blown head gasket, surgery for your dog, or replacing your refrigerator? What about a more serious issue like being evicted from your home, losing your job, or having a medical emergency? Having an emergency fund will help prepare you for such an event. According to research done by the Pew Charitable Trusts, almost 60% of people are…

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Making a Financial Plan

Making a Financial Plan

Making A Financial Plan There are many moving parts involved in getting control of your finances. Do you pay off your credit card or start a college fund for your child? Should you raise your 401(k) contribution or start an emergency fund? Can you afford to buy a house? It can be a daunting task for anyone to take on. Luckily, there is a way to make sense of it all that will help you figure out where you want to be and how you…

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How I Started

How I Started

Why Am I Interested In Personal Finance? At the beginning of my career, like most of us, I didn’t think about retirement planning. I never really paid attention to my retirement account contributions or the fees I was paying. We didn’t know how much our family was spending or how much we needed to save. I just knew that I wanted to get on the big red truck and do my job. My Eye Opener Around the spring of 2008,…

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